Services
Capital Relief Financial, LLC supports your business with easy funding solutions. We understand the challenges of securing business funding. That’s why Capital Relief Financial provides businesses with an easy application process, quick turnaround and flexible payments, that provides the support your business needs to grow on today’s market.
How does it work
Step 1: Fill out Application
By spending a minute to complete and submit the application form, you will be taking your first step towards getting approved and see funds appear in your bank account within the next 48 hours. After you submit, you will be assigned to one of our experienced consultants. Who will contact you at the time of your choosing to further explain how the funding program works.
If your business has been operating for at least 2-3 months and making gross monthly sales of $15,000 or higher, you are encouraged to apply for funding.
Step 2: Qualifying
80% of business owners who apply will qualify. All you need to provide with your application is:
Submit Application
- 3 months of bank statements
- 3 months of credit card processing statements (if available)
- Other documents may be requested depending on the program
We want to ensure your payment plan makes sense for you and your business. From there, your consultant will work with you, our team of underwriters and funders to create a payment plan that is customized to best accommodate your goals for your business and your budget.
So, don’t hesitate to apply now.
Step 3: Funding and Repayment
Awesome!! You have been approved!! Once you agree to the payment plan, the approved funds can appear in your bank account within the next business day, so you are free to focus your energy on running your business.
Business Funding
Merchant Cash Advance
Merchant cash advance (MCA) is one way many merchants get cash. Funding is based upon your future sales.
Benefits
- High Approval Rate
- Will not impact credit
- Flexible Payments
- Easy Application process
- Can be funded within 24 hours
- Use funds however you like.
- No down payments
Documents Needed:
- Filled out application
- Government-issued photo ID (Driver’s License).
- Voided check from your business checking account.
- Last three statements from your business bank account.
- Last three credit card processing statements.
Equipment Finance
Many businesses are using this method of funding. Equipment financing is obtaining the use of machinery, vehicles or other equipment on a rental basis. Ownership rests in the hands of the financial institution or leasing company, while your business has the actual use of it.
Benefits
- Improves your Cash Flow.
- Preserve Other Lines of Credit for your business
- 100 Percent Financing.
- Simplify Equipment Changing methods.
- No Hidden Fees
- Excellent Rates
- Save on Taxes.
Documents Needed:
- Filled out application
- Government-issued photo ID (Driver’s License).
- Voided check from your business checking account.
- Last three statements from your business bank
- If over 150k is needed you may need more documents your consultant will advise.
- Credit Report
SBA (Small Business Administration) Loan
Financing programs that are insured by the government. Loans are usually long-term, low interest small business loan that’s partially guaranteed by the government.
Benefits
- Access to SBA Resources
- Flexible Payment Plans
- Lower Rates than usual
- Financing for up to 80 to 90 percent of project costs
- Capital Availability
Documents Needed:
- Filled out application
- Government-issued photo ID (Driver’s License).
- Voided check from your business checking account.
- Last three statements from your business bank account.
- Two years of business tax returns.
- Schedule of debts.
- Credit Report
Line of Credit / Term Loans
Lines of credit are arrangements between lenders and merchants that gives a maximum loan balance for the borrow to pull funds from. With a line of credit, you can borrow funds at any time as long as you don’t exceed the maximum amount.
Benefits
- Evens Out Cash Flow During Slow Seasons
- Allows You to Pay for What You Use
- Builds Business Credit
- Can be used as a financial safety net for your business
Documents Needed:
- Filled out application
- Government-issued photo ID (Driver’s License).
- Voided check from your business checking account.
- Three months’ business statements
- Credit Report
Credit Repair
Credit repair is a process of fixing poor credit that may have been lowered for many different reasons. Repairing credit may be as simple as disputing mistakes, information with the credit agencies. Identity theft and the damage may require extensive credit repair work.
Benefits
- Quick Process
- Company negotiates your credit for you
- Save money on interest
- Stop debt collector harassment
- No need for co signers
- Have financial freedom
Documents Needed:
- Filled out application
- Government-issued photo ID (Driver’s License)
- Credit Report
Credit Card Processing
Businesses today rely on credit card processors to handle the details of accepting credit and debit cards, whether in person, over the phone, or online. Dependent on a third party to perform such a crucial service can make anyone anxious. Our partners are here to help make this process easier and give your business the opportunity to stay competitive in today’s market and increase your profits.
Benefits
- Accepting credit cards will often boost your current sales.
- It will legitimize your business
- Boost Sales
- Improve Your Business’ Cash Flow
- Over 90% of online purchases are made using credit cards
- Credit cards grab impulse buyers.
- Quick and easy setup
- Allows you to stay competitive in today’s market
- Incredibly convenient
Documents Needed:
- Filled out application
- Government-issued photo ID (Driver’s License)
- Credit Report